About | Mora Capital Funding

MORA CAPITAL FUNDING LLC

History of providing capital access opportunities

The Organization:

Mora Capital Funding LLC (MCF) was organized by Miguel “Mike” Mora as a single member
limited liability company on June 13, 2018, under the laws of the State of Texas. Prior to this
organization, Mr. Mora operated as a sole proprietor providing the same services to his client
base which consisted primarily of socially and/or economically disadvantaged individuals (SEDI)
located primarily in the Texas, Oklahoma, Louisiana market area. The organization is well
established in the marketplace with the principal’s thirty-five (35)+ years of providing capital
access to the immediate SEDI community.

Mora Capital Funding LLC provides an array of capital opportunities through its extensive
network of capital providers. MCF advises its client base on project viability, structure, and
identification of appropriate capital sources. Whether the client requires assistance in business
planning, market/feasibility studies, site analysis, organizational structuring, financial and/or
accounting, MCF can provide directly or through its network of resource providers, the required
management and technical assistance necessary for a viable capital proposal.

The Principal:

The principal of MCF, Miguel Mora is known as Mike in the community. Mike is a native of
Dallas, Texas, and a product of the Dallas Independent School system. He is a graduate of
Southern Methodist University (SMU) Edwin L. Cox School of Business. Mike also pursued post
graduate studies at SMU and the University of Dallas in economics and finance. His prior
industry experience includes the following:

College Student intern (SMU) with the Dallas Mexican Chamber of Commerce under a U.S.
Department of Commerce, Office of Minority Business Enterprise (OMBE)

Business analyst with the Dallas Alliance for Minority Enterprise (DAME) under a cooperative
agreement with the U.S.

Department of Commerce, Office of Minority Business Enterprise (OMBE)

Credit Analyst with First National Bank of Dallas (currently Bank of America)

Assistant District Director for Minority Small Business, Dallas District Office, U.S. Small Business
Administration, Region VI

Regional Finance Specialist, U.S. Small Business Administration, Regional Office, Region VI,
Dallas, Texas

Chief of Finance and supervisory loan officer, San Antonio District Office, Region VI

Vice President commercial lending in the banking industry in San Antonio, Austin, and Dallas,
Texas

Senior Vice President SBA and commercial lending in the North Texas market

Project Director, MBDA Business Center under three separate projects

Senior National Capital Access specialist for MBDA attached to the National Headquarters in
Washington D.C. and officed in the Dallas post of duty attached to the Dallas Regional Office

Chairman and Founder of Certified Development Corporation of the Southwest, an SBA
Community Development Company

President, Chief Executive Officer, Certified Development Corporation of the Southwest
(eventually merged with an Austin based Certified Development Financial Institution (CDFI) –
People Fund)

Mora Capital Funding LLC Single Member entity provides an array of business development
guidance and access to capital opportunities to small businesses primarily for SEDI business in
the start-up phase to expanding businesses

Programs Offered:

The following are a sample of capital access programs offered by Mora Capital Funding LLC:

SBA 7ª Loan guarantee program
SBA 504 Loan program
SBA International Trade Loans and Export Working Capital Program (ECWP) including the Export Express Loan Program
U.S. Department of Agriculture Business and Industry (B&I) and Food Supply Chain loan

guarantee program

U.S. Department of Treasury CDFI and New Market Tax credit eligible products
Export – Import Bank (EXIM Bank)
Conventional capital products
Mergers and Acquisitions

Network of strategic partners and capital resources:

Our extensive network of strategic partners and capital resources include:

U.S. Small Business Administration (SBA)

Small Business Development Centers

U.S. Treasury Department

Export-Import Bank

U.S. Department of Agriculture

Certified Development Financial Institutions (CDFIs)

U.S. Department of Commerce, Minority Business Development Agency and its affiliate
business centers

Asian, Hispanic and Black Chambers of Commerce

Regional Hispanic, Black and Asian Contractors Associations

CPAs, attorneys, title companies, commercial banks of a local, regional and national reach
Specialized industry consultants

Historical Access to Capital Production

The principal of the organization including the organization is experiencing increased demand.
Over the past five years, originations and fundings have increased from $10,000,000 in 2017 to
over $50,000,000 with a pipeline of developing projects in the $75,000,000 range for calendar
year 2023. Individual projects range in size from $50,000 to over $30,000,000 and are located
primarily in the Dallas/Fort Worth area. There are projects outside of the North Texas region
sprinkled throughout Texas such as in Hidalgo Texas, San Antonio, Houston, Austin and
Sweetwater, Texas. With the pandemic causing a significant impact on the SEDI community,
MCF assisted hundreds of businesses apply for PPP loans. These PPP loans offered by the SBA
were not included in the capital production of MCF since most of the assistance was provided
at no cost to the SEDI community.